Cheap is not the same as undervalued.
Type a company name. The scorecard pulls its numbers, runs 29 checks across valuation, fundamentals, ownership, institutional positioning and survival risk, and tells you whether it looks undervalued, mixed or declining. Every figure stays editable, so the judgement stays yours.
No card needed to start. Educational screening tool, not investment advice. Capital is at risk.
Harbour Freight Co.
- ✓Revenue growing again
- ✓Margins stable
- ✓Debt falling
- ✓Insiders buying
- ~Funds mixed
Paperline Print plc
- ✗Revenue shrinking 5 years
- ✗Margins eroding
- ✗Debt rising
- ✗Insiders selling
- ✗Funds exiting
Same P/E today. Opposite five years.
A low multiple can be a bargain or a warning. The scorecard reads the direction of revenue, margins, debt and ownership to tell which, before it gives you a verdict.
Illustrative. Fictional companies and invented trends, shown to explain the idea.
A low multiple tells you the price. It does not tell you why.
Screeners sort by P/E and hand you a list. Some of those companies are bargains that the market has overreacted to. Others are value traps whose earnings are about to fall. The difference is rarely in one number.
It checks the trend, not just the level
Revenue, margins, free cash flow, debt, return on capital and moat over three to five years, so a company that is cheap and improving scores differently from one that is cheap and sliding.
It asks who else is acting
Insider trades, institutional and hedge fund positioning (how many holders, how many sold out), short interest, estimate revisions and analyst consensus with price targets.
It tests whether the company survives
Current ratio, interest cover, debt maturities, Altman Z-score and dividend safety. A bargain that cannot refinance is not a bargain.
From company name to verdict in about a minute
Type a name or ticker
Oracle, ORCL, Lockheed Martin. The scorecard finds the company.
It gathers current data
Four research passes cover ratios, trends, ownership and sentiment, and balance-sheet safety, using live web sources.
You review and adjust
Every field is editable. Disagree with a benchmark or a trend? Change it and the verdict updates instantly.
Honest about its limits
Data is gathered automatically from public web sources and can be wrong, late or missing. That is why fields stay editable and why a verdict needs at least 70% of checks answered before it is shown.
A verdict is a screening result, not a recommendation to buy or sell anything. It does not know your finances, goals or tolerance for loss. Use it to decide what is worth researching properly, then check the filings.
Read the risk disclosureBehind every number is someone making a call.
The scorecard does the legwork a good analyst would do: it pulls the figures, checks the trend, flags the risks and shows its working. The decision is still yours, and every field stays editable so you can bring your own judgement.
Built for individual investors who would rather start from a structured checklist than a hunch.
Pay for the runs you use
Each run does real research with live data, so it uses credits rather than a flat subscription you might not use. New accounts get free runs. Credits last until the end of the calendar month.
Try it on a company you already know.
Run a stock you hold or follow closely, and see whether the scorecard agrees with your own view. The first three runs are free.
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